Welcome to Aval Capital

Get Working Capital, When You Need It Most

Aval Capital offers impactful, sustainable financing solutions for SMEs across Kenya

Aval Capital - Who We Are

Who We Are

About Us

Aval Capital is a financial service provider with a specific focus on:

* Aval: a guarantee that a third party adds to a debt obligation. This third party, or guarantor, is not the payee or the holder but ensures payment should the issuing party default.

Our Values

We exist to close the cash flow gaps that hold ambitious SMEs back — turning invoices, purchase orders and payroll into opportunities for growth, not obstacles

Our Mission

To deliver impactful and sustainable financial services to SMEs in Kenya and beyond.

We continuously strive to offer superior financial solutions leveraging on data and total customer service.

Aval Capital - Our Mission
Our Vision

To be a transformational leader in the provision of microfinance services in Kenya and beyond.

Aval Capital - Our Vision

Our Solutions - How We Help You Grow

Financial Solutions Built for SMEs

We offer flexible financing tools designed around how Kenyan SMEs actually get paid, buy and grow

01.

Invoice Discounting is an invoice finance facility that allows business owners to leverage the value of their sales ledger. When you send out an invoice to your customer, a proportion of the total amount becomes available from Aval Capital, providing an invaluable source of working capital throughout the duration of the contract. The pre-agreed proportion of each invoice is deposited to your bank account once a copy of the invoice has been received by us. Fees and charges are deducted from the remaining balance and remitted to us.

02.

LPO Financing is a useful tool for SMEs who need bridging capital to fulfil orders from their clients. Aval will enter the transaction as a third party and offer the client the funding required up to a certain percentage and even engage further by paying our clients’ suppliers directly.

03.

Payroll Financing frees up monthly working capital that is otherwise used to pay employee wages in a timely and seamless manner. Aval will engage as a third party to bridge salary payments at an interest cost.

Get in Touch

Contact Us

Location

1st Floor Suite C1, Wood Avenue Towers, Wood Avenue Road.

Postal Address

P. O. Box 375 – 00621, Nairobi

Phone

+254 205 211 026

Email Address

info@avalcapital.co.ke

Send Us A Message